What is Habitat for Humanity Canada?
Habitat for Humanity Canada is a national, non-profit, faith-based organization working for a world where everyone has a safe and decent place to live. Our mission is to mobilize volunteers and community partners in building affordable housing and promoting homeownership as a means to breaking the cycle of poverty.
Habitat for Humanity Canada was founded in 1985, consists of over 50,000 volunteers and 72 affiliate organizations from coast to coast, and is a member of Habitat for Humanity International which spans 93 countries, has built over 300,000 homes, and is now building a new home every 10 minutes.
How and Who they Help
Habitat for Humanity best achieves its mission through its Homeownership Program which helps individuals and families in financially vulnerable situations build and buy quality affordable homes by reducing barriers to homeownership. Barriers to homeownership are reduced by selling Habitat for Humanity homes with:
 No downpayment
No-interest mortgages
Payments set at 30% of gross income or less
(including principal, property tax and insurances), and
Homeowner training and support services
This program gives families access to affordable housing while helping them build equity for the future, and as recipients of community support in helping them help themselves to escape the cycle of poverty and poverty housing, they are grateful for that support and are eager to contribute back to their own community and repay this by way of thanks.
Breaking the Cycle of Poverty
At Habitat, they believe in making affordable housing accessible to working families who earn less than the low-income cut off. A Habitat home helps families avoid making impossible choices between rent and other basic necessities.
With your involvement either as a volunteer, sponsor, or donor, this is how Habitat makes dreams a reality:
Habitat for Humanity builds homes using volunteer
labour and donated materials.
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Homes are sold to partner families with no monetary down payment required.
However, they must contribute "sweat equity" in the form of 500 volunteer hours.
Families receive an affordable and sustainable no-interest mortgage,
with monthly payments based on 25% to 30% of the family's monthly income.
A mortgage they can afford allows our partner families to provide other family
needs, such as childcare, transportation, groceries, education, school supplies,
medical and dental expenses, clothing, furniture, and more.
"Let's help break the cycle of poverty by giving a hand up"
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